Author Archive
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Debt settlement: An effort to reduce debt
When you are drowned in debt and not in a position to make full payments to your creditors, it is very likely for you to go for alternative means to pacify your creditors. One such alternative approach which a number of people have adopted these days is debt settlement. Debt settlement involves negotiation with your [...]
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Become Credit Card Independent
Can’t stop using that credit card? Do you always find yourself thinking that the only way to afford thing is through that magical plastic card inside your wallet? If you answered yes any of those questions, it’s very likely that you also end up with a lot of trouble trying to pay for the credit [...]
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When should you Consider Debt Consolidation?
This is just a single question but just like making every important decision on your life, you should ask yourself a lot of questions. It doesn’t have to be complicated. You don’t have to interrogate yourself. Stick to the basics. Go with: What? Why? When? Who? Where? How? Let’s try addressing each of these.
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Set your Goals on Debt Management
They say that the best and most successful people in the world have goals. And not only that, those who write down their goals are even more successful. You find this in almost any personality development book in any bookstore out there. Winners in life always have a plan. And while not many plan to [...]
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The Sad Relationship between Debt and Retirement
Imagine yourself old and gray but living the life of an island king. With a fruit shake in one hand and your other arm tucked behind your head, you gaze at the sunset as you relax by the shores of your favorite get-away island resort. The waitress kindly taps your shoulder and politely asks for [...]
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The Most Important Things You need to know on Debt Consolidation
Is credit card debt consolidation a tricky subject? Not quite, if you follow some simple guides. There are many different kinds of debt consolidation that one can apply for. But just like choosing any other financial instrument, your choice of the company/provider with will have to depend on a lot on its reputation and track [...]
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The Roles of Debt Consolidation Companies
If you are in a situation where you had trouble making those payments for your credit cards, bills, and all sorts, and collection agencies you might have considered debt consolidation. If you are inclined to take on their services, it may be good to have at least some idea about what debt consolidation companies do. [...]
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How to Effectively Manage your Debts?
Some time ago, there came a period when it was so easy to get loans. We all know that this finally leads to disastrous results. At the back of their minds, lenders think that they will eventually earn from all the interest you will be paying them. But it takes a lot more to be [...]
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Educate Yourself out of Debt
During the Stone Age, the measure of power was strength. This comes as no surprise as it was very critical before for a man to be strong enough to hunt down the prey for food. Hunting was a very important way of survival. Not only is strength required for survival, it was also a means [...]
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Avoiding the Debt Mentality
Avoiding the Debt Mentality developing blood clots while on coumadin motrin 1b Sometimes when one really wants something, he or she will pay for it even when he or she doesn’t have enough money. Debt can be defined as borrowing from one’s future income to pay for one’s current needs or wants. Obviously this person [...]